Payment Policy

Effective Date: March 8, 2025

At ZoomXTop, we strive to provide a secure and hassle-free payment process for our customers. This Payment Policy outlines the accepted payment methods, security measures, and related terms.

1. Accepted Payment Methods

We accept the following secure payment options for all purchases made on ZoomXTop:

✅ Credit & Debit Cards – Visa, Mastercard, American Express, Discover
✅ PayPal – Safe and fast transactions for all orders
✅ Secure Online Payments – Processed through trusted third-party payment gateways
✅ Gift Cards & Store Credit (if applicable)

At this time, we do not accept cash, personal checks, or money orders.

2. Payment Processing

  • Payments are processed immediately upon placing an order.
  • Customers will receive an order confirmation email once the payment is successfully processed.
  • If the payment is declined or fails, please check with your bank or contact our support team for assistance.

3. Currency & Pricing

  • All prices on ZoomXTop are listed in USD ($).
  • Prices include applicable taxes where required.
  • Customers are responsible for any foreign transaction fees if using an international payment method.

4. Payment Security

We take payment security seriously and use industry-standard encryption and fraud prevention tools to protect your transactions.

🔒 SSL Encryption – Ensures secure data transmission
🔒 PCI-DSS Compliance – All payment processing meets industry security standards
🔒 Fraud Detection Systems – Orders are monitored for potential fraudulent activities

We do not store customers’ full credit card details on our servers.

5. Order Verification & Fraud Prevention

To protect against fraud, we may:

  • Request additional verification (e.g., billing address confirmation) for high-value orders.
  • Contact customers if payment discrepancies or suspicious transactions are detected.
  • Cancel orders if fraud is suspected, with a refund issued if applicable.

6. Refunds & Chargebacks

  • Refunds for returned items are processed to the original payment method within 5-10 business days.
  • If a customer initiates a chargeback or dispute, we reserve the right to suspend further transactions until the issue is resolved.

For more details, refer to our Return & Exchange Policy.

7. Failed or Declined Payments

If your payment is declined, please:

  • Check that your billing address and payment details are correct.
  • Ensure your card is not expired or blocked by your bank.
  • Try an alternative payment method or contact your bank for support.

If issues persist, please reach out to us for assistance.

8. Contact Us

For payment-related inquiries, contact our team:

📍 Address: 3007 Stoney Lane, Kaufman, Texas, United States
📞 Phone: 972-932-6454
📧 Email: info@zoomxtop.com
🌐 Website: ZoomXTop

By completing a purchase on ZoomXTop, you agree to this Payment Policy.

Last updated: March 8, 2025.